Ok, so you can't not spend can you! I'm meaning those unnecessary purchases. It's the little foxes that spoil the vines.
Well so far I have not spent for 2 days this year. But I'm still in budget.
Financial goal: reduce mortgage quicker.
Grocery budget for 7 - 5 adults 2 children is $10-$15 a day.
Make sure we have fun. Find and actually do more family fun activities. Camping, picnics, movie nights, beach and river trips more often.
Try not to buy clothes this year, use what's already in our wardrobe.
We always look for the best insurance and utility deals but will keep a look out for new options.
Continue to make our gifts. We are loving this crafting :0)
UPDATE: It worked! We knocked 30,000 off the principle of our mortgage on top of the interest payments. This was definitely helped by the generous Australian government with their payments to help keep Australia out of recession.